At Allscot we understand
that circumstances change both for the better and for the worse.
Whilst we would hope that the changes that you experience are welcome,
we can help you minimise the impact of any unwelcome changes in
your circumstances.
In our experience the most common changes which would have an impact
on your financial situation will be long term sickness resulting
in a reduced income either by way of reduced overtime, bonuses or
the need to move to statutory sick pay OR a period of unemployment
due to redundancy OR the death of either you or your partner if
you have one.
It is a fact that:
• There are an estimated 2.68 million people
living with Coronary Heart Disease.
• In the 3 months to March 2005, 133,000
people were made redundant in the UK.
• The number of unemployed people in the
3 months to March 2005 was 1,400,000.
• 1 in 4 males and 1 in 5 females suffer
a serious illness before retirement.
• 1 in 3 people will be affected by cancer
at some time in their lives and 1 in 4 deaths every year are due
to cancer.
• During your working years, you are 15 times
more likely to suffer a long term illness or disability than you
are to die.
• Last year, 2 million adults claimed state
benefits because they were ill for longer than six months.
Whilst these statistics are not designed to shock you, they do
show that there is a real likelihood that you will, at some point
in your working life, encounter a period of uncertainty. The responsible
way forward is to protect yourself against one or more of these
eventualities and we would like to help make your future more
secure.
To obtain some illustrations which will show what the costs will
be to protect yourself then please complete the application form
and we will come back to you with some personalised figures or
if you have any questions that you would like answered then please
feel free to either email or call free on 0800 7313504, we are
here to help and look forward to assisting you soon.Source:British
Heart Foundation Statistics 2004, H M Govt Quarterly Workforce
Statistics, GE Frankona RE Estimate, OPCS Cancer Statistics, Office
for National Statistics, Department for Work & Pensions -
April 2005.
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